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FAB Mortgage — Financing Your UAE Home with the Region's Largest Bank

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First Abu Dhabi Bank (FAB) is the UAE's largest bank by assets and offers a comprehensive suite of mortgage products for UAE nationals, expats, and non-resident investors. FAB is particularly well regarded for its large loan limits, flexible structures, and competitive pricing on both conventional and Islamic products.

Key Features

  • Largest loan limits among UAE banks
  • Conventional and Islamic finance options
  • Flexible fixed and variable rate periods
  • Dedicated home finance advisory team

Typical Rates

From 3.85% fixed for 1 year, reverting to EIBOR + 1.35%

Rates are indicative and subject to change. Contact us for a personalised quote.

Frequently Asked Questions

What is the maximum mortgage amount FAB will lend?+
FAB can finance up to AED 25 million for eligible high-net-worth applicants, making it one of the most competitive options for luxury property purchases in Dubai and Abu Dhabi. Standard applicants can access finance up to AED 15 million subject to affordability assessments.
Does FAB offer mortgage products for Abu Dhabi properties specifically?+
Yes, FAB has an extensive portfolio of products tailored for Abu Dhabi real estate, including properties on Yas Island, Saadiyat Island, and Al Reem Island. Their deep local knowledge of the Abu Dhabi market makes them a strong choice for properties in the capital.
How is the FAB mortgage application process structured?+
The process begins with a pre-approval application, which typically takes 3–5 working days. Once you have a signed sale agreement, a formal offer is issued after property valuation, usually within 10 working days.
Can I transfer my existing mortgage to FAB?+
FAB offers mortgage buyout or refinancing options that allow you to transfer your existing home loan from another bank. This can be beneficial if FAB's current rates are lower than your existing rate, and a broker can calculate whether the switching costs are worthwhile.

Ready to apply with First Abu Dhabi Bank (FAB)?

Let Bradgate Heights handle the application for you. We manage every step from pre-approval through to completion.

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