Bradgate Heights Mortgages
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Commercial Bank of Dubai Mortgage — Reliable UAE Home Finance

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The Commercial Bank of Dubai (CBD) is a well-established UAE bank offering competitive mortgage products for both UAE nationals and expatriates. CBD is known for its personalised service, flexible structures, and eligibility criteria that make home ownership accessible to a broad range of buyers.

Key Features

  • ✓Personalised service with dedicated advisors
  • ✓Flexible fixed rate periods up to 5 years
  • ✓Finance for completed and off-plan properties
  • ✓Salary transfer benefit for reduced rates

Typical Rates

From 4.05% fixed for 1 year, reverting to EIBOR + 1.55%

Rates are indicative and subject to change. Contact us for a personalised quote.

Frequently Asked Questions

What types of properties does CBD finance?+
CBD finances a wide range of residential properties including apartments, villas, and townhouses in approved freehold areas across the UAE. Off-plan properties from selected developers are also eligible, and CBD maintains a regularly updated approved project list.
Does CBD offer Islamic home finance?+
Yes, CBD offers a Sharia-compliant home finance option through its Islamic banking window, with profit rate structures comparable to its conventional products. Customers can choose between the two based on their preference and financial goals.
What is the early settlement fee for a CBD mortgage?+
CBD typically charges an early settlement fee of 1% of the outstanding loan balance, capped at AED 10,000, in line with UAE Central Bank guidelines. This fee applies if you repay the mortgage in full before the end of its term.
How does CBD assess self-employed mortgage applicants?+
CBD evaluates self-employed applicants on the basis of audited financial statements, trade licences, and 6–12 months of business and personal bank statements. A minimum of 2 years of trading history is typically required for eligibility.

Ready to apply with Commercial Bank of Dubai?

Let Bradgate Heights handle the application for you. We manage every step from pre-approval through to completion.

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