Bradgate Heights Mortgages
ADCB logo

ADCB Mortgage — Flexible Home Finance from Abu Dhabi's Trusted Bank

Enquire Now

Abu Dhabi Commercial Bank (ADCB) is a leading UAE bank offering a diverse range of mortgage and home finance products for both UAE nationals and expatriates. With a strong presence across Abu Dhabi and Dubai, ADCB is well positioned to support customers buying in the capital and beyond.

Key Features

  • ✓Flexible fixed rate periods of 1–5 years
  • ✓Conventional and Islamic finance available
  • ✓Finance available for expat and national buyers
  • ✓Preferential rates for ADCB salary transfer customers

Typical Rates

From 3.95% fixed for 1 year, reverting to EIBOR + 1.50%

Rates are indicative and subject to change. Contact us for a personalised quote.

Frequently Asked Questions

Does ADCB offer better rates if I transfer my salary to them?+
Yes, ADCB typically offers preferential mortgage pricing for customers who transfer their salary to an ADCB account. This can reduce your profit rate or fixed rate period costs, and the bank may also waive certain processing fees.
What is the maximum mortgage tenure offered by ADCB?+
ADCB offers mortgage tenures of up to 25 years for salaried applicants, with the loan term limited so it expires before the applicant reaches age 65 (for expats) or 70 (for UAE nationals). Business owners may be subject to shorter maximum tenures.
Can I use an ADCB mortgage to buy a property in Abu Dhabi's investment zones?+
Yes, ADCB has strong familiarity with Abu Dhabi's investment zones including Yas Island, Saadiyat Island, and Al Reem Island where non-GCC nationals can own property. A broker can confirm which specific communities and developers are on ADCB's approved list.
What is the ADCB mortgage processing fee?+
ADCB typically charges a processing fee of 1% of the loan amount, subject to a minimum of AED 2,500. Additional costs include a property valuation fee (usually AED 2,500–3,500) and the applicable land department mortgage registration fee.

Ready to apply with ADCB?

Let Bradgate Heights handle the application for you. We manage every step from pre-approval through to completion.

Get Started Today